Housing loan for single parent

Home loan – where to get your own contribution? Since the Youth Flat program ceased to operate, the dream of owning an apartment has become far more distant for many. The MdM housing loan consisted of the state subsidizing the own contribution required for the mortgage loan. Unfortunately. The last applications for funding were accepted until January 1, 2018. Housing loan – own...

How do you get a loan to study abroad?

Not so long ago, the opportunity to study abroad seemed to us something completely unattainable. This opportunity was only for the few who really stood out with their academic performance and could receive adequate financial support. Today, however, traveling abroad and studying outside our country is not so rare. Open borders have meant that more and more young people are...

Cash loans and credits

  Contrary to appearances, the construction of a cash loan is not complicated – it mainly consists of two price parameters – interest and commission. However, banks may expect the borrower to provide additional credit products or further non-interest charges – then the situation may get complicated. Cash loan interest rate The interest rate on cash loans is a basic price...

Finance Law: What Changes for the Investor? Credit Loans

It is against a backdrop of sluggish economies, abysmal fiscal deficits and a popular feeling of fiscal pressure that the 2014 Finance Bill has been adopted. What should investors expect? Article updated with regard to the 2014 Finance Law published in the Official Journal on 30 December 2013. Income tax After two years of freezing, the tax scale is again indexed to inflation, a revaluation of...

The success of holiday vouchers in France.

      4.28 million beneficiaries in 2016 Established in 1982 to allow more French people to go on vacation at a lower cost , holiday checks are on the rise for the eighth consecutive year. Their number has increased from 4.15 million direct beneficiaries in 2015 to 4.28 million in 2016. When spouses and children of employees are taken into consideration, nearly 10 million people...

Micro-Credit: A Personal Payday Loan | NCR loans

Microcredit is a credit extended by private organizations or individuals in the form of small loans to people who do not have access to traditional financial services. Micro-credit allows each year to finance projects around the world, on a local or international scale. This system makes it possible to move away from the monopoly of banking institutions and conventional investors, whose terms...

All about Borrowing and Interest Rates | Elements of Loan

Borrowing: general definition Borrowing is defined as a transaction involving a natural or legal person seeking from a lender, mainly a bank, the provision of a sum of money at a variable or fixed interest rate and a term of determined. A loan takes the form of a contract that binds a lender and a borrower, who agrees to honor a financial debt. If the loan and the bank credit both correspond to...

Loan Between Relatives: How to Proceed?

Private individuals or simple donations of money between relatives and friends are a great alternative to banks and finance companies. For those who have the opportunity, lending money to private individuals saves on interest: depending on the case, in fact, it is possible to agree between the two subjects a very low percentage of interest or even nothing, or it can still completely disappear....

Taking out a Loan for a Boat

It is no secret that we do not even have the most boat-friendly climate in Denmark, but still, there are more and more people going around with the dream of owning their own boat – and maybe you can recognize this? But before we can go out on the water, it is, of course, important first to have the basics in place, namely the boat itself, and it can quickly become a big financial...

Consumption collapses: the mini loan comes to the rescue.

  The calls for discounts and offers well positioned in all the showcases did not make it: even the pre-sales, the last attempt to revive a Christmas season marked by few gifts and low expenses, have failed. In Milan the first data speak of a 15 percent drop in the central Via Montenapoleone; the crisis is felt in all the cities and the only counter-current case was registered in Naples,...